Fiscal Wellness

Fiscal wellness is the ability to understand our financial situation. This involves being able to control and maintain a balance of income and expenditures. It is important to make financial decisions that allow one to save, invest and plan for the future.

Plan Ahead for Food, Fast—Not Fast Food

GroceryAt the end of a long day, coming up with a recipe, stopping at the store, and making a meal can be more than you can manage.

Instead, plan ahead for what you want to cook and need to buy. This can keep you from splurging on high-calorie, costly takeout or restaurant meals.

Find a system that works for you, whether it’s posting your menu and grocery list on your refrigerator or entering it into an app or spreadsheet.

Keep It Healthy

These tips can help you prepare healthy, low-fat meals:

  • Keep fresh and frozen vegetables on hand. A supply of salad greens and other veggies makes it easy to whip up a salad. And frozen veggies can be quickly warmed up in the microwave for a side dish.
  • Stock your pantry with healthy ingredients so you can create nourishing dishes with little fuss. Include brown rice, whole wheat pasta, kidney and black beans, cans of diced tomatoes, olive oil, and your favorite spices.
  • Use your grill. Outdoor barbecues and indoor electric grills cook foods quickly and with less fat than pan frying or sautéing.
  • Make meatless meals, which are healthier and less expensive. Food items like almonds, black beans, chia seeds, chickpeas, edamame, Greek yogurt, lentils, and tofu are all excellent sources of protein.

Make It Fast

When time is of the essence, keep these tips in mind:

  • Look for recipes with few ingredients. Less measuring, slicing, and dicing make dinner come together faster.
  • Use your food processor. These machines are great for chopping vegetables and blending sauces.
  • Master quick-cooking techniques. Stir-frying and microwaving take less time than stewing, for example.
  • Double your recipes and freeze them in meal-sized containers. Soups, stews, casseroles, and grilled meats freeze beautifully.

Article from The StayWell Company, LLC

ETF Learning Opportunity Update — Cleveland Presentation

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Know Your Benefits: WRS Employee Benefits Seminar in Cleveland

Attend a Wisconsin Retirement System employee benefits seminar and come away with a greater understanding of your WRS benefits and how they work. These one-hour evening presentations, hosted by the Department of Employee Trust Funds in cities throughout Wisconsin, are designed for all members, especially those who are within five years of retirement. Topics covered include the retirement process itself, return-to-work rules, the Core and Variable Trust Funds, beneficiary designations, purchasing service, how “life events” affect your benefits, and much more. Questions are encouraged – stick around for the Q&A session afterward!

 

WRS Employee Benefits Seminar

Wednesday, November 8

6:30 p.m. to 7:30 p.m.

 

Lakeshore Technical College

Centennial Hall, Room L177

1290 North Avenue, Cleveland 

 

Please contact Human Resources at (920) 465-2390 or payrollandbenefits@uwgb.edu with any questions.

 

Get Financially Fit with ETF’s Financial Fitness Program

  • Tuesday, November 7thMoneyJar
  • 12:00 to 12:30 p.m.

Get ready for an engaging, informative ETF webinar on how to improve your overall financial wellness through our online Financial Fitness Program! This exciting new program, available at no cost to WRS members, has 3 core moves:

  1. Financial  Fitness CHECKUP™ -Benchmark your financial well-being
  2. Financial  Fitness ACADEMY™ – Build your financial savvy with courses that meet your life goals
  3. Financial Fitness COACH™ – Get one-on-one financial coaching from a certified financial advisor

Learn how to access and use dozens of online Financial Fitness Program tools designed to help you take charge of your financial future, including: creating an emergency fund, setting a budget, saving for college, preparing for retirement, and much more.

The Financial Fitness Program is available at no cost to all Wisconsin Retirement System members. There will be time at the end of the webinar to ask specific questions about the program, which is offered in partnership with the Department of Employee Trust Funds, Department of Financial Institutions, Professional Fire Fighters of Wisconsin and the Wisconsin Retired Educators’ Association.

Hurry! Space is limited. Register now for this free webinar, hosted by ETF.

 

Wisconsin Retirement System (WRS) Webinars Offered in November

etf

ETF is offering a series of 30-minute, live, interactive webinars designed to increase your understanding of Wisconsin Retirement System benefits. Individuals can also ask questions at the end of these sessions.

Additional Contributions

Find out how making additional contributions to your WRS account can potentially increase your retirement. This webinar also provides examples of how contributions grow over time with interest, how to pay additional contributions (payroll deduction or direct pay), etc.

  • Mon, Nov 6, 2017 12:00 p.m. – 12:30 p.m.
  • Thurs, Nov 9, 2017 11:30 a.m. – 12:00 p.m.
  • Mon, Nov 13, 2017 6:00 p.m. – 6:30 p.m.
  • Wed, Nov 29, 2017 12:30 p.m. – 1:00 p.m.

Choosing When to Retire

This webinar will focus primarily on choosing your optimal termination and WRS benefit effective dates. The focus will include not only the “December versus January” decision, but also how retirement timing at any point during the year can affect your retirement annuity amount and other employee retirement benefits as well.

  • Fri, Nov 10, 2017 12:00 p.m. – 12:30 p.m.
  • Wed, Nov 15, 2017 6:00 p.m. – 6:30 p.m.
  • Tues, Nov 21, 2017 11:30 a.m. – 12:00 p.m.
  • Thurs, Nov 30, 2017 11:00 a.m. – 11:30 a.m.

How to Use ETF’s Online Retirement Calculator

ETF’s online retirement calculator, one of the most-used tools on our website, allows you to calculate an unofficial projection of your WRS retirement benefit at any point in the future. This webinar will cover where to find and how to use the calculator, specific information required for data entry (e.g., desired retirement date, spouse or partner’s birthdate, etc.) and how to interpret the results. There will be time at the end of the webinar to ask specific questions on this topic.

  • Thurs, Nov 2, 2017 11:30 a.m. – 12:00 p.m.
  • Wed, Nov 8, 2017 12:00 p.m. – 12:30 p.m.
  • Thurs, Nov 16, 2017 12:30 p.m. – 1:00 p.m.
  • Thurs, Nov 30, 2017 6:00 p.m. – 6:30 p.m.

Variable Fund

In this webinar we will discuss the Variable Fund – what it is, how it differs from the Core Fund, and the effect participation in this fund may have on your retirement benefit calculations. We will also discuss how to elect to participate in the Variable Fund, how to cancel Variable participation, and the impact the timing of these decisions may have on your Wisconsin Retirement System benefits.

  • Mon, Nov 6, 2017 6:00 p.m. – 6:30 p.m.
  • Tues, Nov 7, 2017 11:00 a.m. – 11:30 a.m.
  • Mon, Nov 20, 2017 11:30 a.m. – 12:00 p.m.
  • Thurs, Nov 30, 2017 12:30 p.m. – 1:00 p.m.

 

 Register for a webinar

Please contact Human Resources at (920) 465-2390 or payrollandbenefits@uwgb.eduwith any questions.



Well Wisconsin Incentive deadline is October 20th

WellWIIf you are covered under the State of Wisconsin Group Health Insurance program, you are eligible for a $150 incentive to complete a health screening and assessment.  For more information about the incentive, please visit the Stay Well website, and click on “Learn More” by Well Wisconsin.  The deadline is Friday, October 20, 2017.

Cooking demo held October 3rd

Pizza JoleneSell AppleOatmealOnaBudgetCrop

Thank you to Jolene Sell, Registered Dietician with Chartwells and Sydney Keidl, Nutrition Intern, for presenting a cooking demonstration for us on Tuesday, October 3rd about “Healthy Eating on a Budget”!  We enjoyed delicious samples of apple cinnamon overnight oats, turmeric-ginger marinated chicken, pesto-prosciutto flatbread and gluten-free apple cheddar cheese toast.  Mark your calendar for their next cooking demo on Tuesday, November 7th at Noon!

Fidelity Presentation and Individual Appointments on December 6th

Elisa Waligora, Retirement Planner with Fidelity, will be at UW-Green Bay on Wednesday, December 6th to present “Identify and Prioritize Your Savings Goals” at Noon to 1:00 p.m.  She invites employees to register for a one-on-one meeting with her that day.

Date: Wednesday, December 6, 2017

  • Identify and Prioritize Your Savings Goals Presentation at Noon to 1:00 p.m.
  • Individual appointments available between 8:00 a.m. and 5:00 p.m.

Location: Heritage Room in University Union

Register at www.getguidance.fidelity.com

Fidelity

Cooking 101: Healthy Eating on a Budget

AppleLeafJoin us to learn about eating better on a budget!  We will present a cooking demonstration with free samples!

Date: Tuesday, October 3, 2017

Time: Noon to 1:00 p.m.

Where: Heritage Room (University Union)

Hosted by: Jolene Sell, Registered Dietitian and Sydney Keidl, Nutrition Intern

Please RSVP to sellj@uwgb.edu