Wisconsin Strong Webinars in May

Webinar: College Savings Made Simple

The annual cost of a four-year public college is about $22,000. That cost more than doubles for private college. This free webinar, presented by the Wisconsin Department of Financial Institutions, will help you learn how to start saving now for future college expenses using Wisconsin’s College Savings Program.

The Edvest College Savings Plan, one of Wisconsin’s 529 plans, offers many advantages to you, such as tax-deductible savings and fees that are among the lowest in the country. With automatic payroll deduction, you can get a hassle-free opportunity to save for your children’s or grandchildren’s higher education costs.

Sessions:

  • May 18 at 11:00 a.m.
  • May 19 at 12:00 p.m.

Register for Session

Edvest National 529 Day (May 29) special offer: When you open a new Edvest account with a $50 contribution between May 24, 2021 and May 31, 2021 (and sign up for recurring contributions including payroll direct deposit of $25 or more per month for a minimum of 6 months), Edvest will match $50! You’ll receive the promo code during the webinar.

Webinar: Understanding Beneficiaries and Probate

Prepare for the unexpected. Help the ones you love be less overwhelmed and provide them peace of mind by having your financial affairs in order.

At this free webinar, presented by Summit Credit Union, you’ll find out what you need to know and the right questions to ask. Uncover the mystery of probate.

Register for session:

Wisconsin Strong
DFI, Edvest, and Summit Credit Union are partners in the Wisconsin Strong: Your Financial Security™ program, which is managed by the Department of Employee Trust Funds. Wisconsin Strong is designed to empower you to maximize your Wisconsin Retirement System benefits, save for the future, and achieve financial wellness at any age. Visit etf.wi.gov/wi-strong and follow along at #WIStrongSecurity.

Public Service Loan Forgiveness Program

The Public Service Loan Forgiveness program can help employees pay off their student loans.  This program forgives the remaining balance on qualified federal loans after borrowers have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer, such as the University of Wisconsin System.  Further information can be found at the Department of Education website at https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service.

There are a number of federal income-based repayment plans. Whether the Public Service Loan Forgiveness program is right for an individual can vary.  A student loan borrower needs to work for a public service qualifying employer to qualify the loan forgiveness benefit.

The Department of Education recommends that if you would like to qualify for this program now or in the future, you would complete the Employment Certification form (https://studentaid.gov/sites/default/files/public-service-application-for-forgiveness.pdf) as soon as possible. You would complete sections 1 and 2 of this form, as well as the Public Service Loan Forgiveness cover sheet (https://uwservice.wisconsin.edu/docs/publications/voe-uws-pslf-request.pdf), and fax or mail (don’t email due to the confidential information on the form) the forms to UW-Shared Services (fax number and address is listed on the cover sheet).

TIAA Virtual Meetings Available in May, June, and July

Meet with a financial consultant at the University of Wisconsin System in a Virtual Counseling Session

No matter where you are in life – just getting started or planning for retirement – a session with a TIAA Financial Consultant can help you create a plan for your goals.  And, it’s at no additional cost as part of your retirement plan. You’ll get answers to these questions and more:

  • Am I invested in the right mix of investments to meet my goals?
  • Am I saving enough to create the retirement income I need?
    • How do I take income from my retirement account once I stop working?

TIAA will be available these dates and times for a virtual one-on-one session.

  • Tuesday, May 11 at 9:00 a.m. – 4:00 p.m.
  • Wednesday, May 12 at 9:00 a.m. – 4:00 p.m.
  • Thursday, May 20 at 9:00 a.m. – 4:00 p.m.
  • Tuesday, May 25 at 9:00 a.m. – 4:00 p.m.
  • Wednesday, May 26 at 9:00 a.m. – 4:00 p.m.
  • Wednesday, June 2 at 9:00 a.m. – 4:00 p.m.
  • Thursday, June 17 at 8:00 a.m. – 4:30 p.m.
  • Thursday, July 8 at 9:00 a.m. – 4:00 p.m.
  • Wednesday, July 28 at 9:00 a.m. – 4:00 p.m.

RSVP today, as space is limited.  Register for sessions at www.TIAA.org/schedulenow or by calling 800-732-8353, weekdays, 8 am to 8 pm (ET). We look forward to working with you.

Click here to register for a virtual consultation with TIAA

This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.

Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

The TIAA group of companies does not offer tax advice. See your tax advisor regarding your particular situation.

TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. 

WRS Webinars Offered in May

ETF is offering a series of 30-minute, live, interactive webinars designed to increase your understanding of Wisconsin Retirement System benefits. Individuals can also ask questions at the end of these sessions. Visit our webinar page to learn more about any of the following sessions.

5 Basic Steps to Your Retirement

Thinking about retiring in the next 12 months? We’ll walk you through the process.

You’ll learn how to:

  • Choose a termination date.
  • Request a retirement estimate.
  • Read the retirement estimate.
  • Schedule a retirement appointment.
  • Submit a retirement application.

Wed, May 5, 2021 11:00 a.m. – 11:30 a.m.
Fri, May 14, 2021 11:30 a.m. – 12:00 p.m.
Thu, May 20, 2021 12:00 p.m. – 12:30 p.m.
Thu, May 27, 2021 6:00 p.m. – 6:30 p.m.

To register, go to: 

https://attendee.gotowebinar.com/rt/4030756165475866127

Additional Contributions

Looking to increase your WRS retirement? Learn how Additional Contributions can increase your WRS retirement benefit.

By the end of this presentation, you will be able to:

  • Define additional contributions.
  • Identify how additional contributions increase your retirement fund.
  • Arrange to make additional contributions to your WRS account(s).
  • Find and use ETF resources to calculate your additional contribution amount.

Mon, May 3, 2021 12:00 p.m. – 12:30 p.m.
Tue, May 11, 2021 12:30 p.m. – 1:00 p.m.
Mon, May 17, 2021 6:00 p.m. – 6:30 p.m.
Thu, May 27, 2021 1:00 p.m. – 1:30 p.m.

To register, go to: 

https://attendee.gotowebinar.com/rt/8087148129945512461

Understanding Your Annual WRS Statement of Benefits

Your annual Statement of Benefits shows you the current state of your WRS account. Not sure about something on your statement? Watch this webinar with your statement in hand. We’ll walk you through each section.

By the end of this presentation, you will be able to:

  • Explain the purpose of the Statement of Benefits (ET-7365).
  • Analyze the sections of your Statement of Benefits.
  • Interpret your retirement benefit calculations.
  • Find resources for more information.

Fri, May 7, 2021 12:00 p.m. – 12:30 p.m.
Wed, May 12, 2021 12:30 p.m. – 1:00 p.m.

To register, go to:

 https://attendee.gotowebinar.com/rt/2789840744542886411

WRS Effective Rates and Annuity Adjustments

Each year you may see changes to the amount of your retirement payment. We’ll discuss why and how these changes happen.

By the end of this presentation, you will be able to:

  • Define WRS effective rate and annuity adjustment.
  • Explain how the Core Trust Fund and Variable Trust Fund effective rates are calculated.
  • Explain how the Core Trust Fund and Variable Trust Fund annuity adjustments are calculated.

Thu, May 6, 2021 11:30 a.m. – 12:00 p.m.
Mon, May 10, 2021 12:00 p.m. – 12:30 p.m.
Wed, May 12, 2021 6:00 p.m. – 6:30 p.m.
Thu, May 27, 2021 11:00 a.m. – 11:30 a.m.

To register, go to: 

https://attendee.gotowebinar.com/rt/6452814252490226444

Preparing for Your Retirement

Planning to retire in the next 1-10 years? Then this webinar is for you.

We’ll discuss:

  • The money you and your employer have put towards your retirement account.
  • How your retirement account grows through investments.
  • When you can retire.
  • Options for receiving your retirement benefit.
  • Rules you must follow if you return to work after retiring.
  • What happens to your account after you die.
  • Changes to your health and life insurance in retirement.

Learn in a way that fits your schedule. Attend this presentation in a live webinar!

Thu, May 13, 2021 10:00 a.m. – 12:00 p.m.
Wed, May 26, 2021 6:30 p.m. – 8:30 p.m.
Fri, June 11, 2021 1:00 p.m. – 3:00 p.m.
Mon, Jun 21, 2021 6:30 p.m. – 8:30 p.m.
Wed, Jul 14, 2021 10:00 a.m. – 12:00 p.m.
Wed, Jul 28, 2021 6:30 p.m. – 8:30 p.m.

To register, go to: 

https://attendee.gotowebinar.com/rt/2273159340156240144

Register for a Webinar

TIAA virtual meetings available in April

Meet with a financial consultant at the University of Wisconsin System in a Virtual Counseling Session

No matter where you are in life – just getting started or planning for retirement – a session with a TIAA Financial Consultant can help you create a plan for your goals.  And, it’s at no additional cost as part of your retirement plan. You’ll get answers to these questions and more:

  • Am I invested in the right mix of investments to meet my goals?
  • Am I saving enough to create the retirement income I need?
  • How do I take income from my retirement account once I stop working?

TIAA will be available these dates and times for a virtual one-on-one session.

  • Tuesday, April 6 at 9 am – 4 pm
  • Wednesday, April 7 at 9 am – 4 pm
  • Tuesday, April 13 at 9 am – 4 pm
  • Wednesday, April 21 at 9 am – 4 pm
  • Wednesday, April 28 at 9 am – 4 pm

RSVP today, as space is limited.  Register for sessions at www.TIAA.org/schedulenow or by calling 800-732-8353, weekdays, 8 am to 8 pm (ET). We look forward to working with you.

Click here to register for a virtual consultation with TIAA

This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.

Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

The TIAA group of companies does not offer tax advice. See your tax advisor regarding your particular situation.

TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. 

Take the ETF Challenge: Build Your Financial Security

Take the Challenge: Build Your Financial Security

The Wisconsin Strong Financial Fitness Challenge is under way for all Wisconsin Retirement System members and their families. The challenge offers participants free access to financial wellness education, resources, and tools to build financial security.

Take the challenge now! Go to https://financialfitnessgroup.com/wi-strong/.

  • Start with a five-minute Financial Fitness Checkup, and then take advantage of hundreds of interactive courses, articles, and videos (a $1,000 value).
  • Complete and pass at least five Financial Fitness Academy courses with a score of 70% or higher to earn points and certificates of completion.

Challenge participants will receive a personalized playlist of courses on topics such as debt management, budgeting, investments, estate planning, and retirement planning. Courses and quizzes take about 15 minutes to complete.

“This program is a great way to learn about strengthening your personal and family finances,” said Robert J. Conlin, Secretary of the Wisconsin Department of Employee Trust Funds. “I encourage public employees, retirees, and their families to take the challenge.”

“We are thrilled to introduce this new comprehensive financial wellness program,” said Kathy Blumenfeld, Secretary of the Wisconsin Department of Financial Institutions. “This program will encourage and support healthy financial practices on an ongoing basis, not just in times of need or emergency, and it will help participants increase their preparedness for unexpected expenses and important financial decisions ahead.”

The Challenge: The Wisconsin Strong Financial Fitness Challenge is anonymous and only requires an email address and password to participate. Participants login to access the self-assessment checkup and academy courses anytime during the duration of the challenge beginning today and continuing through 2021. The secure site is powered by the Financial Fitness Group and will reach the entire Wisconsin Retirement System, including 260,000 employees and 215,000 retirees.

Wisconsin Strong: The Wisconsin Strong Financial Fitness Challenge is a part of the Wisconsin Strong: Your Financial Security™ program to empower members and their families to build financial security and achieve financial wellness at any age. Visit etf.wi.gov/wi-strong and follow along at #WIStrongSecurity.

ETF and DFI were awarded a one-year grant, funded by the Wells Fargo Foundation, to establish the Wisconsin Strong financial wellness program for state and local government employees, retirees, and their families. The grant is structured as a collaboration between the Center for State and Local Government Excellence, the International Public Management Association for Human Resources, the National Association of State Treasurers Foundation, and Wells Fargo.

Source: Wisconsin Department of Employee Trust Funds

WRS Webinars Offered in April

ETF is offering a series of 30-minute, live, interactive webinars designed to increase your understanding of Wisconsin Retirement System benefits. Individuals can also ask questions at the end of these sessions. Visit our webinar page to learn more about any of the following sessions.

How to Use ETF’s Online Retirement Calculator

Curious about how much money you’ll get during retirement? Our most-used online tool, the retirement calculator lets you see how much money you may get in the future.


We’ll discuss:

  1. How to get to the calculator.
  2. What information you’ll need handy when using the calculator.
  3. How to use the calculator.
  4. What the results mean.
  • Thu, Apr 1, 2021 11:30 a.m. – 12:00 p.m.
  • Thu, Apr 8, 2021 6:00 p.m. – 6:30 p.m.
  • Fri, Apr 16, 2021 12:00 p.m. – 12:30 p.m.
  • Wed, Apr 28, 2021 12:30 p.m. – 1:00 p.m.

To register, go to: https://attendee.gotowebinar.com/rt/1071787855444602382

Understanding Your Annual WRS Statement of Benefits
Your annual Statement of Benefits shows you the current state of your WRS account. Not sure about something on your statement? Watch this webinar with your statement in hand. We’ll walk you through each section.

By the end of this presentation, you will be able to:

  1. Explain the purpose of the Statement of Benefits (ET-7365).
  2. Analyze the sections of your Statement of Benefits.
  3. Interpret your retirement benefit calculations.
  4. Find resources for more information.
  • Thu, Apr 22, 2021 11:30 a.m. – 12:00 p.m.
  • Mon, Apr 26, 2021 6:00 p.m. – 6:30 p.m.
  • Fri, May 7, 2021 12:00 p.m. – 12:30 p.m.
  • Wed, May 12, 2021 12:30 p.m. – 1:00 p.m.

To register, go to: https://attendee.gotowebinar.com/rt/2789840744542886411

WRS Effective Rates and Annuity Adjustments
Each year you may see changes to the amount of your retirement payment. We’ll discuss why and how these changes happen.

By the end of this presentation, you will be able to:

  1. Define WRS effective rate and annuity adjustment.
  2. Explain how the Core Trust Fund and Variable Trust Fund effective rates are calculated.
  3. Explain how the Core Trust Fund and Variable Trust Fund annuity adjustments are calculated.
  • Wed, Mar 31, 2021 12:00 p.m. – 12:30 p.m.
  • Fri, Apr 9, 2021 11:00 a.m. – 11:30 a.m.
  • Wed, Apr 14, 2021 6:00 p.m. – 6:30 p.m.
  • Tue, Apr 20, 2021 11:30 a.m. – 12:00 p.m.
  • Thu, Apr 29, 2021 12:00 p.m. – 12:30 p.m.

To register, go to: https://attendee.gotowebinar.com/rt/6452814252490226444

Preparing for Your Retirement
Planning to retire in the next 1-10 years? Then this webinar is for you.

We’ll discuss:

  1. The money you and your employer have put towards your retirement account.
  2. How your retirement account grows through investments.
  3. When you can retire.
  4. Options for receiving your retirement benefit.
  5. Rules you must follow if you return to work after retiring.
  6. What happens to your account after you die.
  7. Changes to your health and life insurance in retirement.
  • Thu, Mar 25, 2021 6:30 p.m. – 8:30 p.m.
  • Thu, Apr 8, 2021 1:00 p.m. – 3:00 p.m.
  • Wed, Apr 21, 2021 6:30 p.m. – 8:30 p.m.

To register, go to: https://register.gotowebinar.com/rt/2062561071726664450

Annuity Options
When you get your retirement estimate, you’ll see that there are many options for receiving your retirement benefit. You can choose to receive the payment for your life or extend it beyond your life to your loved ones. The choice is yours. We’ll discuss how each option impacts the size of your payment and affects your loved ones.

Wed, Mar 31, 2021 6:00 p.m. – 6:30 p.m.

To register, go to: https://attendee.gotowebinar.com/rt/2336760589469013771

Register for a webinar 

TIAA virtual meetings available in March

Meet with a financial consultant at the University of Wisconsin System in a Virtual Counseling Session

No matter where you are in life – just getting started or planning for retirement – a session with a TIAA Financial Consultant can help you create a plan for your goals.  And, it’s at no additional cost as part of your retirement plan. You’ll get answers to these questions and more:

  • Am I invested in the right mix of investments to meet my goals?
  • Am I saving enough to create the retirement income I need?
  • How do I take income from my retirement account once I stop working?

TIAA will be available these dates and times for a virtual one-on-one session.

  • Tuesday, March 16 at 10 am – 4 pm
  • Wednesday, March 17 at 9 am – 4 pm
  • Tuesday, March 23 at 9 am to 4 pm

RSVP today, as space is limited.  Register for sessions at www.TIAA.org/schedulenow or by calling 800-732-8353, weekdays, 8 am to 8 pm (ET). We look forward to working with you.

Click here to register for a virtual consultation with TIAA 

This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.

Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

The TIAA group of companies does not offer tax advice. See your tax advisor regarding your particular situation.

TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. 

TIAA virtual meetings available in January & February

Meet with a financial consultant at the University of Wisconsin System in a Virtual Counseling Session

No matter where you are in life – just getting started or planning for retirement – a session with a TIAA Financial Consultant can help you create a plan for your goals.  And, it’s at no additional cost as part of your retirement plan. You’ll get answers to these questions and more:

  • Am I invested in the right mix of investments to meet my goals?
  • Am I saving enough to create the retirement income I need?
  • How do I take income from my retirement account once I stop working?

TIAA will be available these dates and times for a virtual one-on-one session.

  • Wednesday, January 13 at 9 am – 12 pm
  • Wednesday, January 20 at 9 am – 4 pm
  • Thursday, January 21 at 9 am – 4 pm
  • Tuesday, January 26 at 9 am – 4 pm
  • Wednesday, February 3 at 9 am – 4 pm
  • Tuesday, February 9 at 9 am – 4 pm
  • Wednesday, February 10 at 9 am – 4 pm
  • Tuesday, February 23 at 9 am to 4 pm

RSVP today, as space is limited.  Register for sessions at www.TIAA.org/schedulenow or by calling 800-732-8353, weekdays, 8 am to 8 pm (ET). We look forward to working with you.

Click here to register for a virtual consultation with TIAA 

This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.

Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

The TIAA group of companies does not offer tax advice. See your tax advisor regarding your particular situation.

TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.