You may be eligible to participate in the annual Income Continuation Insurance (ICI) Deferred Enrollment period now through March 1, 2022. Eligible employees were notified by email on January 15.
ICI provides replacement income if you are unable to work due to a short or long-term disability.
Eligibility
If you are currently enrolled in the ICI plan and have Standard ICI coverage, you may be eligible to enroll in Supplemental ICI coverage during the ICI Deferred Enrollment period.
If you are not currently enrolled in the ICI plan, you may be eligible to enroll during the ICI Deferred Enrollment period. This is the only time during the year you may enroll in the ICI plan without providing evidence of insurability.
Visit your ICI employee web page to view your ICI eligibility and for personalized data to assist you in making an enrollment decision.
How are ICI Coverage and Premiums Determined?
ICI coverage and premiums are based in part on your eligible earnings*. For Faculty, Academic Staff and Limited Appointees, the elimination period you elect when you enrolled is an additional factor. For University Staff employees your sick leave balance* is also a factor.
*If you had an unpaid leave of absence during 2021, review the ICI employee web page for information on how your premium may be affected.
ICI Benefits
Standard ICI coverage provides you with 75% of your gross salary up to a maximum of $4,000 per month (75% of $64,000). Standard ICI coverage is on annual earnings up to $64,000.
Supplemental ICI coverage provides 75% of your gross salary to a maximum of $7,500 per month (75% of $120,000). Supplemental ICI coverage is on annual earnings up to $120,000.
For More Information or to Enroll
Review the UW System Employee Benefits ICI web page.
The final extension of the federal student loan payment pause will end on May 1. Find out how to prepare for repayment and avoid student loan debt relief scams at this free workshop, Student Loan Debt Relief.
The workshop is presented by the Wisconsin Department of Financial Institutions, Wisconsin Department of Agriculture, Trade and Consumer Protection, and Savi.
You will also learn how to use the free Wisconsin Strong Student Loan Repayment Tool, created by Savi. This tool can help borrowers navigate the complexities of federal student loan repayment plans, forgiveness programs, and lowering student loan payments.
ETF is offering a series of 30-minute, live, interactive webinars designed to increase your understanding of Wisconsin Retirement System benefits. Individuals can also ask questions at the end of these sessions. To avoid connectivity issues during webinars, we highly recommend using Google Chrome as your web browser.
Beneficiary Designations – What Happens to My Account When I Die?
Death is never easy to talk about, but it’s important to know where your money is going. Learn what happens to your WRS account when you pass away, why it’s important to designate a beneficiary and the importance of keeping your account up to date.
By the end of this presentation, you will be able to:
WRS Effective Rates and Annuity Adjustments
Each year you may see changes to the amount of your retirement payment. We’ll discuss why and how these changes happen.
By the end of this presentation, you will be able to:
Define WRS effective rates and annuity adjustments
Explain how the Core Trust Fund and Variable Trust Fund effective rates are calculated
Explain how the Core Trust Fund and Variable Trust Fund annuity adjustments are calculated
Reminder to University Staff Employees: Bank Vacation Hours by December 31, 2021.
Eligible University Staff employees have an annual opportunity to bank and/or request a pay out of their unused vacation. Employees cannot bank or receive a cash payout for Personal and Legal Holidays.
To be eligible to bank or request a cash payout of unused vacation, you must meet the years of service requirement as outlined in the vacation policies linked to below. All requests to bank or receive vacation cash payout must be received by December 31, 2021. (Please note this does not apply to Academic Staff, Limited or Faculty employees – only University Staff employees.)
You may review your leave balances and submit your vacation leave banking request through the MyUW portal:
Click on Absence Balances tab on left side of screen. Conversion Eligibility will be displayed between the Posted leave balances and the Projected leave balances.
Follow instructions for converting vacation to banked leave (steps 5-7) on the Banked Leave Tipsheet.
People who regularly practice gratitude tend to live healthier, happier lives. Gratitude is like a muscle — the more you practice it, the more your gratefulness will grow. This month participate in our 12 Days of Gratitude challenge and explore all the benefits of practicing gratitude!
Please email wellness@uwgb.edu after you have completed all 12 days, and receive a wellness prize!
Well Wisconsin Radio is a monthly podcast style program that interviews health and wellness experts from around the state. Participants can get credit for attending live or by listening in to the recording.
Supporting Caregivers of Aging Parents
Join our host, Morgan Meinen, for the last episode of 2021! This episode will be in partnership with the Wisconsin National Family Caregiver Support Program to discuss resources available to help families that provide care.
Tuesday, December 14th
Noon to 12:30 pm
Topic: Caring for Caregivers
Expert: Wisconsin National Family Caregiver Support Program
Enhancing your Mental Health Support Skills for faculty and staff.
Amy Henniges and Lissa Balison from the Wellness Center will be offering an overview on the Mental Health needs of our Students, as well as reviewing how to recognize warning signs, how to respond to students and how to connect students with resources. Q&A will follow.
ETF is offering a series of 30-minute, live, interactive webinars designed to increase your understanding of Wisconsin Retirement System benefits. Individuals can also ask questions at the end of these sessions. To avoid connectivity issues during webinars, we highly recommend using Google Chrome as your web browser.
Variable Fund
Does putting money in the Variable Fund make sense for you? You and your employer put money in to your WRS account to save for your future. The money in your account is then invested to increase your savings. By default, your money goes into the Core Fund, but you can choose to put half your money into the Variable Fund.
By the end of this presentation, you will be able to:
Define Variable Trust Fund and explain how it works.
Analyze how the Variable Fund can affect your retirement benefit.
Elect to join or cancel the Variable Fund.
Mon, Nov 29, 2021 6:00 pm – 6:30 pm
Annuity Options
When you get your retirement estimate, you’ll see that there are many options for receiving your retirement benefit. You can choose to receive the payment for your life or extend it beyond your life to your loved ones. The choice is yours. We’ll discuss how each option impacts the size of your payment and affects your loved ones.
By the end of this presentation, you will be able to:
Define and explain annuity, annuitant, beneficiary and named survivor.
Compare the different annuity options.
Find resources with more information.
Identify the next steps for you to choose an annuity option.
Wed, Dec 1, 2021 11:00 a.m. – 11:30 a.m. Thu, Dec 9, 2021 1:00 p.m. – 1:30 p.m. Thu, Dec 16, 2021 6:00 p.m. – 6:30 p.m.
Choosing When to Retire
Did you know that when you retire can change how much money you get in retirement? We’ll discuss how retiring throughout the year can change your retirement benefit. We’ll also answer one of the most common questions we receive: “Should I retire in December or January?”
By the end of this presentation, you will be able to:
Define Wisconsin Retirement System termination date and WRS benefit effective date.
Research and prepare to choose a benefit effective date.
Choose a benefit effective date to receive your best benefit.
Find resources to help you choose a benefit effective date.
Thu, Dec 2, 2021 1:00 p.m. – 1:30 p.m. Mon, Dec 6, 2021 6:00 p.m. – 6:30 p.m. Mon, Dec 13, 2021 11:00 a.m. – 11:30 a.m.
Food is an important part of many holiday celebrations
Food is an important part of many holiday celebrations. You can help reduce the risk of foodborne illness for your family and friends during the holiday season by following some basic food safety tips.
Background
Foodborne illness (“food poisoning”) is caused by eating food contaminated with certain bacteria, viruses or parasites. Examples of disease-causing organisms include Salmonella , E. coli and Listeria monocytogenes . These bacteria are sometimes found in or on the following:
raw and undercooked meat, poultry , fish and their juices
the surfaces of and/or in the juices of raw fruits and vegetables
unpasteurized (raw) milk and (raw) milk products, like raw milk, soft and semi-soft cheeses
raw and lightly cooked eggs
uncooked flour and uncooked products made with flour, like dough
Since these foods are often part of the menu at many holiday meals and parties (e.g., cheese, fruit and vegetable platters, seafood, turkey, tourtière, baked goods, eggnog and cider), it is a good idea to take extra care when preparing, cooking, serving and storing food during the holiday season.
Health Effects
The most common symptoms of food poisoning are stomach cramps, nausea, vomiting, diarrhea and fever.
Most people recover completely from foodborne illness, but some groups are at greater risk of serious health effects, like kidney problems and even death. The groups at greater risk are young children, the elderly, pregnant women and people with weakened immune systems.
Clean : Wash hands, contact surfaces (like kitchen counters) and utensils often to avoid the spread of bacteria.
Wash your hands with soap and warm water for at least 20 seconds before and after handling food, and after using the bathroom, changing diapers or touching pets.
Always wash fresh fruits and vegetables with clean, running water that is safe to drink.
Separate : Keep raw foods separate from cooked and ready-to-eat foods to avoid cross-contamination.
Ideally, use two cutting boards, one for raw meat, poultry and seafood, and one for washed fresh produce and ready-to-eat foods.
Never place cooked food back on the same plate or cutting board that previously held raw food, unless it has been washed with soap and warm water.
Cook : Make sure you kill harmful bacteria by cooking foods to the proper internal temperature.
Use an instant-read digital thermometer and cook to these temperatures:
180°F for whole poultry
165°F for stuffing, casseroles, leftovers, egg dishes, ground turkey and ground chicken, including sausages containing poultry meat
160°F for pork chops, ribs and roasts, and for ground beef, ground pork and ground veal, including sausages
at least 145°F for all whole muscle beef and veal cuts, like steaks and roasts
When you think the food is almost ready, remove it from the heat source and insert the thermometer in the thickest part of the food, away from bone, fat or gristle. Keep cooking if the proper temperature has not been reached.
Be sure to wash the thermometer or any utensils that are used on raw or partially cooked foods in between temperature checks.
Eat hot foods while they are still hot.
Chill : Keep cold foods cold. Bacteria can grow rapidly when food is allowed to sit in the so-called danger zone: between 40°F and 140°F.
Eat cold foods while they are still cold.
Remove bones from large pieces of meat or poultry and divide them into smaller portions before storing.
Throw out perishable food that has been allowed to sit at room temperature for more than two hours. You cannot tell whether food is contaminated with surface bacteria by the way it looks, smells or tastes. When in doubt, throw it out!
Additional Food Safety Tips for Holiday Situations
Baked goods
Raw eggs can contain Salmonella bacteria, so you should not eat uncooked cookie dough, batters or frostings made with raw fresh eggs. Remember, young children are at greater risk for foodborne illness, so they should not be allowed to “lick the spoon” if the dough, batter or frosting contains any raw egg ingredients. Make sure your baked goods are cooked thoroughly.
Uncooked flour can also make you sick if it is contaminated with E. coli bacteria. Do not taste raw dough, raw batter, or any other food product containing uncooked flour. Learn how to safely cook and handle raw flour to avoid the risk of food poisoning.
Eggnog
Store-bought eggnog is pasteurized and does not require heating to kill harmful bacteria. If you are making eggnog at home, you should:
use pasteurized egg and milk ingredients, which are available at many grocery stores, or
heat the egg-milk mixture to at least 160°F and then refrigerate in small amounts using shallow containers so it will cool quickly
Fruit juices and ciders
If you are making drinks with fresh fruit juices or cider, check the label to see if the product has been pasteurized. If the juice or cider is not pasteurized or if you are uncertain, you can minimize risks by boiling the product to make sure it is safe for everyone.
Oysters and seafood
Some people enjoy certain raw seafood items, like oysters and sushi during their holiday festivities. However, raw seafood may carry bacteria, parasites or viruses that can cause food poisoning. People who are more vulnerable to the risks of foodborne illness, such as older adults, pregnant women, young children and people with weakened immune systems, should avoid eating raw or undercooked fish and seafood.
Stuffing
Cook stuffing separately in the oven in its own dish, or on the stove top, to a minimum internal temperature of 165ºF. If you choose to stuff your turkey, stuff it loosely just before roasting, and remove all stuffing right after cooking.
Foods stored in oil
Home-prepared products in oil, like herbs, garlic or peppers, are popular as gift items during the holiday season. However, for foods like this to be safe and healthy, they must be prepared and stored properly.
If home-prepared products in oil are made using fresh ingredients (e.g., fresh herbs, peppers, garlic, etc.), the products should be:
refrigerated immediately after being made
discarded if stored for more than one week
However, if all ingredients added to the oil are dehydrated (e.g., dried herbs and spices), the product can be stored safely at room temperature.
If you receive a home-prepared gift like this and are not able to find out when and how it was made and stored, it is safer to throw the product out.
For commercially-prepared foods stored in oil, check the label. If the list of ingredients includes salt and/or acids, these products have been preserved and do not present a risk of food poisoning, as long as you follow directions for storage (e.g., refrigerate after opening and between each use).
Holiday buffets
If you are serving food buffet-style, use warming trays, chafing dishes or crock pots to keep hot foods hot. Keep cold foods cold by putting serving trays on crushed ice. If food remains at room temperature for more than two hours, throw it away .
Also, do not add new food to serving dishes that are already in use. Instead, use a clean platter or serving dish each time you re-stock the buffet.
Provide serving spoons and tongs for every dish served. Even finger foods like cut vegetables, candies, chips, nachos and nuts should have serving tools to prevent contamination between guests.
Traveling with food
As always, keep hot foods hot (at or above 140°F) and cold foods cold (at or below 40°F). Transport hot food in insulated containers with hot packs or wrapped in foil and heavy towels. Transport cold food in a cooler with ice or freezer packs.
Leftovers
Refrigerate all leftovers promptly in uncovered, shallow containers so they cool quickly. Refrigerate once steaming stops and leave the lid off or wrap loosely until the food is cooled to refrigerator temperature.
Store turkey meat separately from stuffing and gravy.
Use refrigerated leftovers within two to three days or freeze right away for later use.
Avoid overstocking the refrigerator, so that cool air can circulate effectively.
Reheat solid leftovers, such as turkey and potatoes, to at least 165°F. Bring gravy to a full, rolling boil and stir a few times while reheating.