Public Service Loan Forgiveness Program

The Public Service Loan Forgiveness program can help employees pay off their student loans.  This program forgives the remaining balance on qualified federal loans after borrowers have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer, such as the University of Wisconsin System.  Further information can be found at the Department of Education website at

There are a number of federal income-based repayment plans. Whether the Public Service Loan Forgiveness program is right for an individual can vary.  A student loan borrower needs to work for a public service qualifying employer to qualify the loan forgiveness benefit.

The Department of Education recommends that if you would like to qualify for this program now or in the future, you would complete the Employment Certification form ( as soon as possible. You would complete sections 1 and 2 of this form, as well as the Public Service Loan Forgiveness cover sheet (, and fax or mail (don’t email due to the confidential information on the form) the forms to UW-Shared Services (fax number and address is listed on the cover sheet). This website from UW-Shared Services offers detailed instructions:

The Department of Education website also has instructions for submitting applications digitally (using the PSLF Help Tool):