WRS Statement of Benefits Available

The Wisconsin Retirement System (WRS) Statement of Benefits as of January 1, 2022, is now available on the My UW portal for employees covered by the WRS in 2021.

To view your statement, log in to the My UW portal. On the Benefit Information tile, click Launch full app, and then click on the ETF WRS Statements of Benefits tab.

Your statement includes 2021 earnings and service, retirement benefit projections (if vested), separation benefit, death benefit and employee and employer contributions.

Resources

Important Beneficiary Reminder

It is recommended that you review the beneficiaries listed on your WRS Statement of Benefits and if a beneficiary is not listed, complete a Beneficiary Designation form.

Death benefits are paid according to the most recent Beneficiary Designation form on file with Employee Trust Funds (ETF) prior to your death. Your beneficiary does not automatically change due to a life event, such as divorce or marriage.

If you do not have a beneficiary designation on file, death benefits will be paid according to the statutory standard sequence in effect on the date of death.

To add, change or remove beneficiaries complete a Beneficiary Designation form (ET-2320) or Beneficiary Designation-Alternate form (ET-2321) and mail the completed form to ETF.

Questions?

If you have questions about your statement after reviewing the available resources, contact payrollandbenefits@uwgb.edu.

Source: UW System Human Resources

Benefit ID Cards

Are you using the right benefit ID card when you see your doctor, pick up a prescription, visit the dentist, or get your eyes checked? Make sure you have your ID cards prior to needing them. Then, be sure to use the right ID card to save you time and prevent issues later.

State Group Health Insurance ID Card
Present your health insurance ID card for the following visits including telehealth, virtual, office, urgent care, emergency room, and any other visit/appointment that involves healthcare services.

If you did not receive your ID card or need to request a new one, contact your health insurance carrier directly. The phone numbers for the health insurance carriers are listed in the Health Benefits Decision Guide (page 18).

Pharmacy Benefits ID Card
If you are enrolled in the State Group Health Insurance Program, you will have a separate ID card to use for pharmacy benefits. Navitus administers the pharmacy benefits. Present your Navitus ID card when you:

  • Visit a pharmacy to pick-up your prescriptions or
  • Request prescriptions through mail order

Go to the Navitus website to request or print a new ID card or contact Navitus at (866) 333-2757 to request a new ID card.

Uniform and Supplemental Dental Insurance ID Cards
Delta Dental administers the Uniform Dental and Supplemental Dental Insurance plans. There are separate ID cards for the Uniform Dental and Supplemental Dental Insurance plans. Present both ID cards at your dental appointments if you are enrolled in more than one plan.

Go to the Delta Dental website to print an ID card. If you already have an account with Delta Dental, click the Sign In link. After you login, your ID card will appear on the right. Click the link to download to save an electronic version of your ID card.

If you do not already have an account with Delta Dental, or do not recall your login credentials, contact Delta Dental at (800) 236-3712 to have them mail your ID cards to your home address.

Vision Insurance ID Card
DeltaVision/EyeMed administer the vision insurance. If you are enrolled in vision insurance, present your DeltaVision/EyeMed ID card at your vision appointment.

Go to the DeltaVision/EyeMed website to print a vision insurance plan ID card.

  • If you already have an account, enter your login information, then click Sign In
  • If you do not already have an account, click the Need to Register link

After you login, go to the Account tab and select Print My ID Card. Contact DeltaVision/EyeMed at (855) 544-6035 to have them mail your ID cards to your home address.

Payment Card: Health Care Flexible Spending Account (FSA), Limited Purpose FSA, and Health Savings Account
Optum Financial administers these accounts. After you enroll, you will be issued a single payment card even if you are enrolled in multiple accounts. Click the links below to review eligible expenses for each account.

Contact Optum Financial at (833) 881-8158 to request a new payment card.

Review Your Cards for Accuracy
Review your ID cards for accuracy. If there are errors, contact payrollandbenefits@uwgb.edu. If you have not received your ID cards, contact the insurance carrier directly.

Source: UW System Human Resources

Updated State Group Life Insurance Premiums Effective April 1, 2022

State Group Life Insurance premium rates will increase for most age categories effective April 1, 2022. There is no change to the premium rates for spouse and dependent coverage.

View Your Updated Rates
Employees who are currently enrolled in the State Group Life Insurance program can view their updated 2022 premiums at State Group Life Premium Notice. Any change in premium will be reflected on the March 24, 2022 paycheck.
                                                                                                                                ‘
Annual Premium Update
In addition to the premium rate increase, your State Group Life Insurance premiums may also change effective April 1, 2022, if either or both your age category and salary changed since April 1, 2021. Coverage levels are based on:
      • Your highest calendar year of eligible earnings,
      • Your age as of April 1 each year, and
      • Your elected coverage level(s).

The UW System contributes towards the cost of your State Group Life Basic and Supplemental Insurance coverage. You pay the full cost of Additional, Spouse and Dependent coverage.

Questions
Review the 2022 State Group Life Insurance premiums. For general plan information, review the UW System Employee Benefits State Group Life insurance web page.

If you have questions after reviewing the available information, please contact payrollandbenefits@uwgb.edu.

Source: UW System Human Resources

Summer Prepay Insurance Premium Deductions

Summer Prepay premiums are deducted from spring paychecks to maintain insurance coverage between academic years for employees who do not work one or more months during the summer (contract break) and are expected to return in the fall.

Summer prepay deductions are in addition to regular insurance premium deductions. Employees will receive monthly emails with the estimated summer prepay deduction amounts.Faculty, academic staff, limited appointees, student assistants and employees-in-training enrolled in State Group Health and other insurance programs will have summer prepay deductions if:

  • Their academic (9 month) or annual (12 month) contract does not include work during one or more summer months; and
  • They are expected to return to benefits eligible employment on or before the start of the fall semester; and
  • They are eligible to maintain insurance coverage through the summer months.

For detailed information on which plans summer prepays are deducted, the deduction timeline and how life events (employment or family status changes) could affect deductions, review:

If you have questions, please contact payrollandbenefits@uwgb.edu.

Source: UW System Human Resources

WRS Webinars in April

ETF is offering a series of 30-minute, live, interactive webinars designed to increase your understanding of Wisconsin Retirement System benefits.  Individuals can also ask questions at the end of these sessions. To avoid connectivity issues during webinars, we highly recommend using Google Chrome as your web browser.

Annuity Options

When you get your retirement estimate, you’ll see that there are many options for receiving your retirement benefit. You can choose to receive the payment for your life or extend it beyond your life to your loved ones. The choice is yours. We’ll discuss how each option impacts the size of your payment and affects your loved ones.

By the end of this webinar, you will be able to:

  • Define and explain annuity, annuitant, beneficiary and named survivor.
  • Compare the different annuity options.
  • Find resources with more information.
  • Identify the next steps for you to choose an annuity option.

Mon, April 4, 2022 1:00 pm – 1:30 pm
Wed, April 13, 2022 6:00 pm – 6:30 pm
Tue, April 26, 2022 11:00 am – 11:30 am

To register, go to: https://attendee.gotowebinar.com/rt/6609437492980238605

WRS Effective Rates and Annuity Adjustments

Each year you may see changes to the amount of your retirement payment. We’ll discuss why and how these changes happen.

By the end of this webinar, you will be able to:

  • Define WRS effective rate and annuity adjustment.
  • Explain how the Core Trust Fund and Variable Trust Fund effective rates are calculated.
  • Explain how the Core Trust Fund and Variable Trust Fund annuity adjustments are calculated.

Wed, April 6, 2022, 6:00 pm – 6:30 pm
Mon, April 11, 2022 11:00 am – 11:30 am
Thu, April 21, 2022, 1:00 pm – 1:30 pm

To register, go to: https://attendee.gotowebinar.com/rt/3882971913329974283

Understanding Your Statement of Benefits

Your annual Statement of Benefits shows you the current state of your WRS account. Not sure about something on your statement? Watch this webinar with your statement in hand. We’ll walk you through each section.

By the end of the webinar, you will be able to:

  • Explain the purpose of the Statement of Benefits (ET-7365).
  • Analyze the sections of your Statement of Benefits.
  • Interpret your retirement benefit calculations.
  • Find resources for more information.

Tue, April 12, 2022 1:00 pm – 1:30 pm
Wed, April 20, 2022 11:00 am – 11:30 am
Thu, April 28, 2022 6:00 pm – 6:30 pm

To register, go to: https://attendee.gotowebinar.com/rt/2004521169178462732

Preparing for Your Retirement

Planning to retire in the next 5 years? Then this webinar is for you. Learn about your WRS benefits and the retirement process.

By the end of this webinar, you will be able to:

  • Explain how the WRS retirement benefit works.
  • Recognize eligibility and prepare to apply for benefits.
  • Identify the different types of annuity options.
  • Prepare for health and life insurance changes in retirement.
  • Find additional resources.

Thu, April 14, 2022 1:00 pm – 2:00 pm
Tue, April 26, 2022 6:00 pm – 7:00 pm
Tue, May 12, 2022 11:00 am – 12:00 pm
Wed, May 25, 2022 6:00 pm – 7:00 pm
Wed, June 15, 2022 1:00 pm – 2:00 pm
Tue, June 28, 2022 6:00 pm – 7:00 pm

To register, go to: https://attendee.gotowebinar.com/rt/2592441029449835020

1095-C Forms Available Online

Electronic 2021 Form 1095-C are now available in the MyUW portal. Paper copies are mailed to all employees except those who chose to receive an electronic only 1095-C by January 18, 2022. Employees received a paper copy of the W-2 Form via U.S. mail postmarked by March 2, 2022.

Form 1095-C resources:

Form 1095-C is provided to all employees who were full-time, as defined by the Affordable Care Act (ACA), for all or some months of 2021. Employees should retain Form 1095-C with their tax records.

Your dependents will not be listed on the 1095-C. A 1095-B, that will list your dependents, can be requested directly from your health insurance carrier.  More information regarding Form 1095-C and the ACA is available on the Affordable Care Act web page.

If you have questions, please contact serviceoperations@uwss.wisconsin.edu.

Source: UW-Shared Services, Service Operations

Deadline for 2021 FSA claims is March 31st

March 31, 2022 is the deadline to submit and substantiate your 2021 Flexible Spending Account (FSA) claims. To be reimbursed for out-of-pocket health care and dependent day care expenses from your 2021 FSA, you must have incurred eligible expenses by December 31, 2021.

An FSA allows you to be reimbursed for certain out-of-pocket expenses with tax-free dollars. Since these are spending accounts, the money is intended to be spent. Below are the eligible expense lists.

How to Submit Eligible Expenses for Reimbursement

The most efficient way to submit your eligible expenses for reimbursement is electronically by using Optum Financial’s mobile app or website.

Include the required IRS supporting documentation with your submission. Optum Financial will contact you directly when additional information is needed. Remember, all claims must be submitted and substantiated by March 31, 2022.

Carryover Reminders

  • Healthcare FSA: Up to $550 of unused funds will carry over from 2021 to 2022 on/after April 15, 2022. This applies even if you did not enroll in a Healthcare FSA for 2022. Unused funds greater than $550 will be forfeited.
  • Dependent Day Care Account: There is no carry over from 2021 to 2022. Unused funds will be forfeited.

For questions about your claims, eligible expenses, or your payment card, contact Optum Financial at (833) 881-8158.

For general information, review the UW System Employee Benefits FSA web page.

Source: UW System Human Resources

Onsite Health Screening

Time to register for your onsite health screening!

A free health screening* event has been scheduled for employees (and spouses) who are enrolled in the State of Wisconsin Group Health Insurance Program.

At an onsite screening, you’ll learn your measurements for blood pressure, body mass index (BMI), cholesterol (HDL, LDL and total), triglycerides and glucose, and be in and out in 20 minutes. Register today!

  • DATE:  Wednesday, April 6, 2022 or Thursday, September 22, 2022
  • TIME:  9:00 am to 2:00 pm
  • LOCATION:  University Union, Phoenix Rooms, Green Bay campus

Please register at webmdhealth.com/wellwisconsin by clicking Benefits, and then Get Started on the Biometric Screening card.

Earn your $150 Well Wisconsin Incentive

Complete three activities by October 14, 2022 to earn the $150 Well Wisconsin incentive.

  1. Get a health screening or complete another health check option (ex. dental exam or coaching session).
  2. Complete the health assessment at webmdhealth.com/wellwisconsin – it takes about 10 minutes and is mobile and tablet friendly!
  3. Complete a well-being activity (ex. complete a challenge, listen to two 30 minute pod casts, etc.).

For more information on the Well Wisconsin Program or to complete your activities, log in to webmdhealth.com/wellwisconsin­­.

*The Well Wisconsin incentive program is a voluntary program available to employees, retirees and spouses enrolled in the State of Wisconsin Group Health Insurance Program, excluding Medicare Advantage participants who have incentives available through their health plan. The Well Wisconsin incentive will automatically be issued to eligible participants upon completing the applicable activities. All wellness incentives paid to participants are considered taxable income to the group health plan subscriber and are reported to their employer, who will issue a W2. In some cases, the Wisconsin Retirement System acts as the employer. Retirees, continuants and their spouses will have some taxes withheld from the incentive amount earned.