The Department of Employee Trust Funds Group Insurance Board met on May 19, 2015 and approved changes to the state employee health insurance program. The Department of Employee Trust Funds (ETF) will be summarizing the changes made to employee benefits for 2016 in an upcoming communication. This article is intended to assist you with understanding the benefit changes prior to the official summary from ETF. The changes affect participants’ deductibles, out-of-pocket limits, copays and drug costs. Review this article for more specifics on the upcoming changes.