Benefits

ERA Special Election Period for Employees with Same-Sex Spouses

2013 ERA Special Election Period for Employees with Same-Sex Spouses – October 14 – November 13, 2013
This email applies only to employees with a same-sex spouse.
Due to recent tax law changes, if you have a legally recognized same-sex spouse, you may now claim medical and dependent care expenses for your spouse and spouse’s children through the Employee Reimbursement Account (ERA) program. This applies to 2013 ERA contributions to the Health Care and the Dependent Day Care Flexible Spending Account (FSA) programs.

You may enroll in the ERA program or increase your election for 2013 by submitting a Change in Status form directly to WageWorks by November 13, 2013. We recommend that you submit the form as soon as possible to allow for processing before the end of the calendar year.

If you are already enrolled in the ERA program for 2013, and you do not plan to increase your election, you may still submit claims incurred by your spouse or spouse’s children for the entire 2013 plan year (January 1, 2013 – March 15, 2014).
Forms must be submitted to WageWorks via fax at 1-866-672-4780 or U.S. Mail to: PO BOX 1840, Tallahassee, Fl 32302-1840.

Please note that if you want to enroll in the ERA program for 2014, you must enroll online or via paper application by November 1, 2013. See the Annual Benefit Enrollment (ABE) website for more information: www.uwsa.edu/abe/era

Open Enrollment and 2014 Health Insurance and WRS Contribution Increases

For information regarding 2014 benefit changes and enrollment opportunities, please log into your My UW System Portal and click on the Read More>>> link under the Annual Benefit Enrollment Period section.

Once you have reviewed the 2014 information, if you would like to make any changes to your benefits (beginning Monday, October 7th - Friday, November 1st), scroll down to the Benefits Information section and click on the Open Enrollment link to begin making changes and/or enrolling in plans.  An E-Benefits Quick Guide is available to walk you through the process of using the Open Enrollment link.

2014 Health Insurance Premiums-

Plan Name Employee Premium Employer Premium
Anthem Blue Preferred-Northeast Network Single-$88.00
Family-$219.00
Single-$616.90
Family-$1,536.70
Arise Health Plan Single-$88.00
Family-$219.00
Single-$646.20
Family-$1,609.90
Dean Health Insurance-Prevea360 Single- $88.00
Family- $219.00
Single- $680.30
Family- $1695.20
Humana-Eastern Single-$88.00
Family-$219.00
Single-$691.50
Family-$1,723.20
Network Health Plan Single-$88.00
Family-$219.00
Single-$647.70
Family-$1,613.70
UnitedHealthCare of WI Single-$88.00
Family-$219.00
Single-$651.70
Family-$1,623.70
WEA Trust PPO-East Single-$88.00
Family-$219.00
Single-$673.20
Family-$1,677.40
Standard Plan Single- $239.00
Family-$596.00
Single-$1,007.70
Family-$2,517.00

In addition to Health Insurance premiums changes, please note that the Wisconsin Retirement System employee and employer contributions effective January 1, 2014 are as follows:

2014 WRS Contributions-

Employee Category 2014 Employee Contribution 2014 Employer Contribution 2013 Employee Contribution 2013 Employer Contribution
General/Teacher 7.00% 7.00% 6.65% 6.65%
Executive 7.75% 7.75% 7.00% 7.00%
Sworn Police Officer 7.00% 10.10% 6.65% 9.75%
  • Additional information regarding WRS Contributions is available on the portal under the HR, Payroll & Benefits News, posted on Aug. 27th

If you have any questions regarding Open Enrollment, please stop by one of the Benefits Open Lab Sessions or contact:

Kimberly Danielson
Classified & Unclassified CPS Benefits Specialist
Phone: 920-465-2196
E-mail: danielsk@uwgb.edu

Sue Miller
Unclassified Benefits Specialist
Phone: 920-465-2816
E-mail: millers@uwgb.edu

T. Rowe Price Offers Live Webinars

T. Rowe Price will offer two live webinars this November – Basics of Money Management and Today’s Investment Climate. These are live presentations over the web, and there will be time for you to ask questions and get your questions answered.


Basics of Money Management
– With this 40-minute webinar you’ll learn some basics of smart money management. The webinar will explore setting financial goals, understanding your own thoughts about money, the benefits of effective money management, getting organized, and basics of savings and investing.

Monday, November 11 – 10:00 a.m. and 2:00 p.m.
Tuesday, November 12 – 9:30 a.m. and 2:30 p.m.


Today
’s Investment Climate – This 30-minute presentation focuses on the economy, the stock market and how they relate. Topics covered are stock indices, bull and bear markets, economic indicators and federal monetary policy. Attend this program to review the market performance of the previous quarter.

Wednesday, November 13 – 10:00 a.m. and 2:00 p.m.
Thursday, November 14 – 2:00 p.m. and 6:00 p.m.

You may sign up and watch the presentations on your own computer while listening to the audio portion on your telephone. Registration link: http://rpstrowepricereg32.fugent.com/

If you do not have computer access at the time of a webinar and would like to take part, please contact your benefits office. It may be possible for them to accommodate you.

Recorded Webinar
T. Rowe Price continues to offer  Asset Allocation – Balancing Risk vs. Reward – July 2013 – This recorded webinar addresses how spreading our your investments could help you meet your long-term investing goals. You’ll discover:

  • How to invest to help balance your risk tolerance, time horizon, and financial goals and needs;
  • Why asset allocation, or the way you invest across stock, bond, and stable value investments, is a key factor in retirement planning; and
  • Resources that can help you determine if you’re investing appropriately and on track to reach the retirement you envision.

TIAA-CREF Individual Counseling Sessions

TIAA-CREF is offering individual and confidential counseling sessions (see attachment) where you can discuss your financial situation with a TIAA-CREF consultant.  They will be available to help you achieve your financial goals by investing in financial solutions.  

Please see the attached flyer for more information about TIAA-CREF sessions at UWGB.   To schedule a consultation with representative Chad Stein, call 1-866-843-5640  Monday through Friday, 9:00am to 8:00pm (EST), or register at www.tiaa-cref.org/letstalk1 .

Benefits Open Lab Sessions

This year we will once again be offering Benefits Open Lab Sessions. Stop by any of the following open lab sessions to ask benefits questions, learn more about 2014 benefits changes, and receive assistance with the E-Benefits enrollment program.

Open Lab Sessions:

Date: Wednesday, Oct. 9th
Time: 2:00 p.m. – 3:00 p.m.
Location: IS 1004

Date: Friday, Oct. 11th
Time: 10:00 a.m. – 11:00 a.m.
Location: IS 1004

Date: Tuesday, Oct. 15th
Time: 11:30 a.m. – 12:30 p.m.
Location: IS 1004

Date: Thursday, Oct. 17th
Time: 1:00 p.m. – 2:00 p.m.
Location: IS 1004

Date: Monday, Oct. 21st
Time: 3:00 p.m. – 4:00 p.m.
Location: IS 1004

Date: Wednesday, Oct. 23rd
Time: 9:00 a.m. – 10:00 a.m.
Location: IS 1004

Date: Tuesday, Oct. 29th
Time: 1:00 p.m. – 2:00 p.m.
Location: IS 1004

Date: Wednesday, Oct. 30th
Time: 10:00 a.m. – 11:00 a.m.
Location: IS 1004

Date: Friday, Nov. 1st
Time: 9:00 a.m. – 10:00 a.m.
Location: IS 1004

UWGB Employee Benefits and Wellness Fair

UWGB Employee Benefits and Wellness Fair
Monday, October 7, 2013
11:30 a.m. to 2:30 p.m.
University Union-Phoenix Rooms

The benefits fair will provide you with the opportunity to learn more information about your benefits and options you have during the annual It’s Your Choice enrollment period.  This year’s annual It’s Your Choice open enrollment period is October 7th - November 1st.  Representatives from over 25 vendors will be available during the fair.  More information regarding the 2014 open enrollment period will be sent out later this week, from both the UWGB Payroll & Benefits office as well as from the UW System Administration office.

This year we will once again be offering Benefits Open Lab Sessions.  Stop by any of the following open lab sessions to ask benefits questions, learn more about 2014 benefits changes, and receive assistance with the E-Benefits enrollment program. 

Open Lab Sessions:

Date: Wednesday, Oct. 9th
Time: 2:00 p.m. – 3:00 p.m.
Location:  IS 1004

Date: Friday, Oct. 11th
Time: 10:00 a.m. – 11:00 a.m.
Location:  IS 1004

Date:  Tuesday, Oct. 15th
Time: 11:30 a.m. -  12:30  p.m.
Location:  IS 1004 

Date:  Thursday, Oct. 17th
Time:  1:00 p.m. – 2:00 p.m.
Location:  IS 1004

Date:  Monday, Oct. 21st
Time:  3:00 p.m. – 4:00 p.m.
Location:  IS 1004

Date:  Wednesday, Oct. 23rd
Time:  9:00 a.m. – 10:00 a.m.
Location:  IS 1004

Date:  Tuesday, Oct. 29th
Time:  1:00 p.m. – 2:00 p.m.
Location:  IS 1004

Date:  Wednesday, Oct. 30th
Time:  10:00 a.m. – 11:00 a.m.
Location:  IS 1004

Date:  Friday, Nov. 1st
Time:  9:00 a.m. – 10:00 a.m.
Location:  IS 1004

Fidelity Investments Individual Counseling Sessions

A Fidelity Investments representative will be coming to campus on:

Monday, October 7, 2013
8:30 a.m. to 4:30 p.m.
University Union, Manistique Room, #101C

To schedule a confidential consultation with your Fidelity Investments representative, David Eichler, call 1-800-642-7131 or go to http://www.fidelity.com/atwork/reservation.

Fidelity Investments Individual Counseling Sessions

Fidelity Investments is offering individual counseling sessions where you can confidentially discuss your financial situation with a Fidelity representative.  During consultations, participants can review their current retirement plan and investment strategy, as well as discuss ways in which Fidelity can help along the road to retirement.

A Fidelity Investments representative will be coming to campus on:

Tuesday, May 28, 2013
8:00 a.m. to 5:00 p.m.
University Union, Heritage Room #232

To schedule a confidential consultation with your Fidelity Investments representative, David Eichler, call 1-800-642-7131 or go to http://www.fidelity.com/atwork/reservation.

2012 WRS Annual Statements

Attention:  All Employees Covered under the Wisconsin Retirement System

Your Annual Wisconsin Retirement System (WRS) Annual Statement of Benefits is now available online in the My UW System portal: http://my.wisconsin.edu.  Login to the portal and go to the “Benefit Information” box and click on the “Statements” tab.  Click on “ETF Annual Statement of Benefits (WRS) Issued 2013” to view and print your statement.  Please note that you will not receive a paper copy of the statement.

The WRS Annual Statement of Benefits provides you with information about your Wisconsin Retirement System account as of January 1, 2013. Information on the statement includes 2012 WRS earnings and creditable service; total years of WRS creditable service, and separation and death benefit calculations.  You should review this statement closely for accuracy.

Statement Section 2 – After Act 10 Service

The name of your retirement category is in both Sections 1 and 2 of the Statement.  If you are in a General, Teacher or Protective retirement category, all of your creditable service will be listed in the “Before 2000” and/or “After 1999” columns in Section 2 of the Statement.  Only employees in an Elected or Executive retirement category will have creditable service in the “After Act 10” column.  2011 Wisconsin Act 10 changed the way retirement benefits are calculated for Elected/Executive category employees so service earned after Act 10 must be tracked separately for this group of employees.

Information to Help You Understand Your WRS Statement

Explanation of Annual Statement of Benefits (ET-7333)

Video Explanation of the Statement

Webinars presented by the Department of Employee Trust Funds:

May 20, 2013 – 6:30 p.m. – 7:00 p.m.

Please note that if you have recently been upgraded to Firefox 19 (with a new built-in PDF viewer) you may find your statement unreadable in the My UW System portal. For workaround instructions visit: https://kb.wisc.edu/page.php?id=28831.

Long Term Care Insurance

 

Important Insurance Protection for State and University of Wisconsin Employees,
Annuitants and their Family Members is now available

Simply click here to request an information packet

United of Omaha Life Insurance Company is now offering two plans; CASH-First and Assured Solutions Gold policies to eligible State and University of Wisconsin Employees, Annuitants, and their family members. These voluntary purchase long-term care insurance policies are offered at a group-discounted premium.

Long-term care insurance is designed to help protect against the high costs of long-term care if you or a family member can no longer perform activities of daily living without the need of assistance. Medicare and most health insurance will not pay for these services. For many, long-term care insurance is an important part of planning for their long-term financial security. Please consider whether the CASH-First or Assured Solutions Gold policies are right for you and/or your parents. (Spouse, domestic partner, parents and in-laws are all eligible to apply, even if you don’t).

The CASH-First and Assured Solutions Gold policies offer additional built-in benefits that include:

  • If, prior to age 65, you sustain an injury requiring home health care, assisted living facility or nursing home care, your policy will pay up to two times the maximum benefit.
  • CASH-First benefits can be used any way you choose – you simply receive the full monthly cash benefit you select to pay for anything at all… family travel expenses, lost income, housekeeping services or other out-of-pocket expenses – there’s no need to collect or submit bills.
  • CASH-First provides cash beginning with the first day of need – no elimination period to satisfy.
  • Many other additional benefits and features listed in the information packet.

HealthChoice also provides CareOptions services to all State and University of Wisconsin Employees, Annuitants and their family members at no charge and no insurance purchase required. To use this service, request an information packet and it will contain the CareOptions access information.

The CareOptions Program can assist you or family members with issues related to wellness, illness, disability, or aging. As an additional convenience, the CareOptions service can help you and your family members create Living Wills (advance directives for health care) as well as allow you to conduct care provider searches and medical information research seven days a week, 24 hours a day.

We urge you to investigate this plan for you and your family. To receive a complete information packet regarding your long-term care insurance options and access to the new CareOptions resources, simply click here to request an information packet. You may also call HealthChoice toll-free at 1-800-833-5823 or in the Madison area at 833-5823 or email info@healthchoice.com. Direct information link; click or paste in your web browsers address line: http://www.healthchoice.com/reply1

Since 1995, State of Wisconsin employees, annuitants, their spouses and parents have had the option of purchasing a long-term care insurance policy through HealthChoice. (Spouse, domestic partner, parents and in-laws are all eligible to apply, even if you don’t).

COOL™ and CareOptions® are registered trademarks of NavGate Technologies®, a division of CareQuest® Inc. The COOL and CareOptions system is owned and operated by NavGate Technologies and provided by HealthChoice Insurance Solutions as a service to its group members. CareOptions is a consumer driven wellness and care planning system – CareOptions is not insurance nor is it owned or operated by any insurance company, HMO or care provider.

This insurance plan has been authorized by the Group Insurance Board for the purpose of offering long term care insurance to eligible State of Wisconsin employees and retirees under authority granted by Wis. Stats. § 40.55 and as set forth in Wis. Admin Code Chapter ETF 41. The criteria the Board uses include, but are not limited to: documentation of financial stability, demonstration of a reasonable ratio of claims paid to the premium level, authority to conduct business in the State of Wisconsin, agreeing to conditions for the rate-making process and other administrative conditions. ETF staff and the Board’s actuary review proposals for participation prior to Board approval. However, the Board does not require competitive bids nor a benefit comparison with similar products from other vendors. Authorization for payroll deduction should not be construed as an endorsement of this plan by either the Group Insurance Board or the Department of Employee Trust Funds. This insurance has exceptions, limitations and reductions. This letter is used as a source of leads in the solicitation of insurance and you may be contacted by an insurance agent.

Insurance products are offered through HealthChoice. HealthChoice is not affiliated with any insurance company or HMO. Long-Term Care Insurance is underwritten by United of Omaha Life Insurance Company, Omaha, Nebraska 68175.

Policy form LTC09U-AG-WISE.

GL471_WI

HealthChoice

583 D’Onofrio Drive 101
Madison, Wisconsin 53719
(800) 833-5823 • Fax (608) 833-7540
E-mail: info@healthchoice.comwww.healthchoice.com