New Insurance Protection for Employees, Annuitants and their Family Members is now available.  Please see the information below regarding United of Omaha Long Term Care insurance policies that were approved by the State of Wisconsin Group Insurance Board.

United of Omaha Life Insurance Company is now offering two new plans; CASH-First and Assured Solutions Gold policies to eligible State and University of Wisconsin Employees, Annuitants, and their family members. These voluntary purchase long-term care insurance policies are offered at a group-discounted premium.

Long-term care insurance is designed to help protect against the high costs of long-term care if you or a family member can no longer perform activities of daily living without the need of assistance. Medicare and most health insurance will not pay for these services. For many, long-term care insurance is an important part of planning for their long-term financial security. Please consider whether the CASH-First or Assured Solutions Gold policies are right for you and/or your parents. (Spouse, parents and in-laws are all eligible to apply, even if you don’t).

The CASH-First and Assured Solutions Gold policies offer additional built-in benefits that include:

  • CASH-First benefits can be used any way you choose – you simply receive the full monthly cash benefit you select to pay for anything at all… family travel expenses, lost income, housekeeping services or other out-of-pocket expenses – there’s no need to collect or submit bills.
  • CASH-First provides cash beginning with the first day of need – no elimination period to satisfy.
  • Waiver of Premium – No premiums are due while you are receiving CASH-First or reimbursement benefits for home health care, assisted living or nursing home care.
  • Many other additional benefits and features listed in the information packet.

HealthChoice also offers CareOptions OnLine (COOL.net) services that are currently available to those who purchase an insurance plan through HealthChoice.

The CareOptions OnLine Program can assist you or family members with issues related to wellness, illness, disability, or aging. As an additional convenience, the CareOptions OnLine service can help you and your family members create Living Wills (advance directives for health care) as well as allow you to conduct online care provider searches and medical information research seven days a week, 24 hours a day.

To receive a complete information packet regarding your long-term care insurance options and the new CareOptions OnLine resources, click here to request an information packet. You may also call HealthChoice toll-free at 1-800-833-5823 or in the Madison area at 833-5823 or email info@healthchoice.com . Direct information link; click or paste in your web browsers address line: http://www.healthchoice.com/reply1

Please e-mail benefits@uwgb.edu or call 465-2390 if you have any questions.